All 50 states · Updated by a licensed loan officer
There is money for your down payment. Most buyers never find it.
Over 2,000 down payment assistance programs and grants exist across the country — grants that never have to be repaid, forgivable loans, and silent seconds with no monthly payment. Many are open to first-time and repeat buyers, so you can find help whether you are buying your first home or your next one.
1,257 verified reviews
Every state, one place
State housing agencies, city programs and grant funds — organized so you can compare in minutes instead of hours.
Grants you don't repay
Many programs are outright grants or loans forgiven over time. We flag which type each program is so there are no surprises.
Checked by a licensed pro
Curated by Ashley Hickmon, so you get what actually funds — not marketing fluff.
How it works
Three steps to your keys
Find your programs
Pick your state and see the grants, forgivable loans and second mortgages available to first-time and repeat buyers.
Check what you qualify for
Answer six quick questions, or call and we'll match your income and price range to real program limits.
Get pre-approved and buy
We structure the loan with the assistance layered in, so your agent can write offers with confidence.
Most searched
Popular state programs
Arizona
Up to 5% of the loan amount
Home Plus
California
Up to 3.5% of price or appraised value
MyHome Assistance Program
Colorado
Up to 3% of the first mortgage
CHFA DPA Grant
Florida
Up to $10,000
Florida Assist (FL Assist)
Georgia
$10,000
Georgia Dream Standard DPA
North Carolina
$15,000
NC 1st Home Advantage Down Payment
Ohio
2.5% or 5% of the purchase price
Your Choice! Down Payment Assistance
Texas
Up to 5% DPA
My First Texas Home
Verified client reviews
Trusted by more than 1,200 borrowers
Ashley Hickmon has earned 1,257 verified reviews on Experience.com from buyers across the country — including many first-time buyers who closed using down payment assistance.
1,257 reviews on Experience.com
Ashley went above and beyond to make sure we had the right loan for us. She provided us options so we could run the numbers to make the best decision. There were zero hiccups in the process — smoothest financing we've ever done.
Mallory D.
Charleston, ME · July 2026
Took her time explaining everything to us as we went through the process. She was always available by phone, email or text to answer our questions. She went above and beyond to make everything work, and thought outside of the box.
Katherine T.
Canton, GA · July 2026
I have used Ashley on multiple house purchases and I will never look elsewhere. She is absolutely amazing and extremely efficient. It is always a pleasure working with her and I tell everyone I know in the market for a home.
Brandon T.
Klondike, TX · July 2026
What made this experience great was all the support we received during the process. All our questions were answered clearly and in a timely manner. It never took long to hear back from Ashley and her team.
Enkhtumur J.
Denver, CO · July 2026
Ashley is so quick to respond and keeps you updated throughout the entire process. This is our second time working with them and I highly recommend her and her team.
Kimberly H.
Longmont, CO · July 2026
We really appreciated you and your team's work making sure our loan was ready so quickly, and for helping us scramble to make important changes at the last minute. You guys were awesome!
Brandon R.
Longmont, CO · August 2026
Talk to a real person
Not sure which program fits you?
Call or text Ashley for a straight answer in about 10 minutes — no application, no credit pull, no obligation. Se habla español.